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Currents
A Newsletter for Friends of AIDSLaw of Louisiana
May 2000 (Vol. 3, No. 2)
Contents
Pro Bono Publico Awards
Volunteers By Stacey Evans
From the Front Office By Linton Carney
Statistics about HIV and AIDS
Questions and Answers on Health Insurance
(Part Two) by Geoff Murphy, Murphy & McKnight
On the Job By Deidre Peterson
Thanks
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Like all non-profits, AIDSLaw depends on the help of people
who are interested in its mission to the HIV and AIDS community.
AIDSLaw started over 10 years ago as a volunteer organization,
and it is a simple fact that even today the job could not
be done without those who have donated their time and skills
over the years and continue to do so today.
To recognize these efforts, in 1995 the board of directors
instituted the Pro Bono Publico Awards as its highest honor
for service to AIDSLaw and the affected community. The awards
honor those individuals who have given their time and talents
to advance and protect the legal needs of people living
with HIV and AIDS.
In addition, in 1997 AIDSLaw instituted the Teri Estrada
Memorial Award as a community service award to persons working
on the front lines in the battle against the disease. Teri
was a staff attorney for AIDSLaw who died from AIDS in 1994.
Her work and devotion to her clients are an inspiration
to everyone who works with the affected community.
This year ALL will host an awards ceremony on June 14,
2000 at the Princess of Monaco Carriage House and Courtyard,
912 Royal Street in New Orleans. The honorees for thE Pro
Bono Publico Awards are: Tim Fields, an attorney practicing
in New Orleans; Stacy L. Guice, an attorney from Monroe;
Jim Lestelle, senior vice-president and director of corporate
communications for Hibernia National Bank; and J. Michael
Rhymes, an attorney practicing in Monroe. The Teri Estrada
Award will be presented to Dr. Louise McFarland, state epidemiologist
with the Louisiana State Office of Public Health and a longtime
AIDS activist.
The evening will be rounded out with entertainment and
a silent auction with a multitude of terrific items donated
by ALL's many friends and supporters. Please plan to attend
and help AIDSLaw say thank you to these five remarkable
people.
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By Stacey Evans
This year, April 9 through 15 is National Volunteer Week.
Every year millions of civic-minded Americans donate their
time and energy t countless worthy endeavors. Whenever you
think that the greedy and selfish have taken over the world,
it's a true comfort to reflect on the extraordinary efforts
of the volunteers of America.
AIDSLaw began as a volunteer organization, so the board
and staff have always tried to publicize the enormous help
that the organization and its clients have received from
approximately 100 volunteer attorneys across Louisiana.
These remarkable people have helped AIDSLaw serve over10,000
clients in the last decade, and we can never thank them
enough for their commitment to social justice. But AIDSLaw
has also been lucky to have any good friends who have helped
out in other ways.
For the last several years, AIDSLaw has put on a program
of continuing legal education to educate fellow lawyers
about HIV and AIDS issues, as well as to raise funds for
client services. Putting on the program entailed an enormous
amount of work, from locating a spot and coming up with
interesting topics, to finding speakers and a mutually convenient
time for them. Last year, Pam Ebel, a former dean of the
Loyola Law School, came to the rescue. Through her company,
Prime Time CLE, Pam took control and did the dirty work
for an excellent and well received program that incidentally
raised more than twice as much money as any of AIDSLaw's
previous endeavors.The response was so good that this year
we're expanding to a two-day program on December7 and 8.
Many thanks to Pam and her commitment and help.
One of the speakers at the program was Jean Patru who
spoke on mediation. A clinical social worker and board certified
diplomate, Jean offered her services as a volunteer and
we quickly took her u on the offer. Jean just recently facilitated
a retreat for the board and staff that identified some of
the agency's strengths and weaknesses. Jean's friendly demeanor
and good sense kept us on track and focused at the retreat,
and much o the success of the event can be attributed to
her presence.
For several years we've been trying to get the AIDSLaw
pamphlets translated into Spanish to make them accessible
to the growing numbers of Hispanics that are infected by
the virus. It's been slow getting the job done, but now
we have a volunteer working on the job. He prefers to remain
anonymous t this point, but we hope that once all the translations
are completed he will allow us to thank him publicly.
Finally, no article about volunteers would be complete
without a salute to Gene Adams of Club New Orleans. Whether
it's been consistent financial support or donating articles
to our silent auction, Gene has come through for AIDSLaw
time and again. Most recently, we owe two new filing cabinets
to Gene's generosity.
So to everyone who has helped AIDSLaw over the past year,
we offer our heartfelt thanks. We simply could not do the
job without your support.
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By Linton Carney
ARRIVALS AND DEPARTURES
People who can still read small print may have noticed
several changes to the Currents masthead. Martha
Kegel left the board last year. Besides serving as ALL's
treasurer for the last 18 months, Martha engineered the
Major Gifts Campaign that resulted in our hiring a new staff
attorney (see the story on page 3). Martha handed delivered
the books to Gregory Curtis, our new treasurer. Gayle Jackson
also has left the board. A 1997 Pro Bono award recipient,
Gayle leaves us to spend more time with her new son. They
will both be missed by everyone.
Since the last issue, the board has also added four new
members. Kim Boyle, a partner at Rodney, Bordenave, Boykin,
Bennette& Boyle, has an extensive background with public
interest organizations, ranging from New Orleans Legal Assistance
Corporation to the ACLU. Brien Gussoni, director of risk
management and general counsel to the Port of New Orleans,
has been active in the Buddy Program. Jerome Pellerin, who
has a private law practice in New Orleans, is past counsel
to the School Board and served on the Jazz and Heritage
Festival Board. Demond Smith is a special assistant to Bankruptcy
Judge T. M. Brahney. A member of the Forum for Equality,
he is a volunteer for Belle Reve and the River Road Historic
Society.
ON THE ROAD
In the last few months, AIDSLaw attorneys have been on
the road to see clients in all parts of Louisiana. We now
have a regular schedule of going to the Southwest Louisiana
AIDS Council in Lake Charles the second Tuesday of every
month. On the third Tuesday of each month, we visit Family
Services in Baton Rouge and see clients from that organization
and Friends for Life. The middle week of each month, an
AIDSLaw attorney is at CLASS in Alexandria on Tuesday, at
the Philadelphia Center in Shreveport on Wednesday, and
at GO-CARE in Monroe on Thursday. As AIDS makes its way
into every nook of the State, we think it's important to
be more accessible to clients, and we hope the regular trips
are making a difference.
STICKING POINTS
Needle exchange programs have gotten a shot in the arm
(pun intended) by a new position paper from the American
Bar Association. Since 1997 the organization has been on
record in support of these programs, but now it wants to
encourage state affiliates to use their muscle to change
local laws. The statement from the ABA's AIDS Coordinating
Committee relies on the strong evidence that letting injection
drug users have access to clean syringes reduces the risk
of transmitting HIV without a corresponding increase in
drug use. The committee recommends five possible approaches:
amending drug paraphernalia laws to exempt needle exchange
programs;eliminate syringe prescription laws; changing statutes
and regulations to provide that furnishing syringes to prevent
diseases is permissible; loosening pharmacy regulations
that inhibit syringe sales; and coming up with better ways
for safely disposing used syringes.
If you believe (as I do) that access to clean needles
will help stop AIDS and will not increase drug use, contact
your state legislators. Although most states still outlaw
needle swaps, they have been legalized to some extent in
12 states, all in the North and West (Maine, Vermont, Massachusetts,
Connecticut, Rhode Island, New York, Wisconsin, Minnesota,
New Mexico, Washington, Oregon and Hawaii).
THROW AWAY THE KEY
In January the US Supreme court refused to hear a case
about Alabama's practice of segragating prisoners based
on HIV and AIDS status. Since 1987 Alabama has tested incoming
prisoners and sent HIV-positive inmates to two facilities,
one for men and one for women. The prisoners are not allowed
to work in the kitchen, laundry, or farm, are excluded from
vocational, educational and athletic programs, and even
have separate religious services. The Court of Appeals for
the Eleventh Circuit, which covers Alabama, Georgia and
Florida, accepted the prison officials' judgment that rampant
violence, drug use, and unprotected sex in prison made HIV-positive
inmates an unreasonable risk to other inmates.
NO WAY ADA
Can insurance companies put caps on HIV and AIDS coverage
without violating the Americans with Disabilities Act? The
Fifth Circuit, which covers Texas, Louisiana, and Mississippi
may have given the green light to the insurance companies
to put caps on HIV and AIDS coverage. In late February,
the court upheld a policy with a two-year cap of $10,000
(after two years, coverage was the maximum). The Seventh
Circuit in Chicago gave sanction to a policy with a lifetime
AIDS cap of $25,000 compared to a $1 million cap for other
conditions. This January the US Supreme Court refused to
consider the Seventh Circuit case, making it law in Illinois,
Indiana and Wisconsin. This seems to be the trend in the
federal courts, and raises questions whether insurers will
rush to reinstitute caps that had become rarer in recent
years. However, in a good development, insurance giant Mutual
of Omaha recently announced that it was dropping caps for
HIV and AIDS coverage effective May 1.
SHORT NOTES
The Justice Department has sued a Tulsa, Oklahoma neurology
clinic for refusing to treat an HIV-positive man for neck
and shoulder complaints. The clinic says the patient was
turned down because he didn't need treatment.
Ohio celebrated the holidays by becoming the twenty-ninth
state to criminalize having sex without informing a partner
about seropositive status.
In South Carolina, a new law allows crime victims who
have been exposed to body fluids to obtain the HIV and hepatitis
B test results from suspects charged with the offense.
A man in Baltimore received 18 months in jail for biting
a security guard while fleeing from a department store where
he had been shoplifting.
In Massachusetts, a woman claims that a moving company
stopped loading the van when they found out that her son
had AIDS. The company says her boxes weren't packed correctly.
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(from Louisiana Office of Public
Health, HIV/AIDS Line, Vol.
IX, No.2)
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By Geoff Murphy,
Murphy & McKnight
If I retire or take a job with a different employer,
will I automatically lose the health insurance I have with
my current employer?
Most employees can say on an employer's group health plan
for some period of time after they leave that employer.
Exactly how long you can keep your coverage depends on several
factors, including the size of the employer, whether yu
are eligible for other group coverage or for Medicare, and
whether you have a Social Security determination that you
are disabled.
A federal law commonly known as "COBRA" applies to employers
with 15 or more employees. It allows an ex-employee to stay
ion the employer's health plan for up to 18 months after
leaving that employer. This continuation coverage is not
automatic: you must let the employer know you want it, though
the employer should provide you with a notice of this right
and an "election" form soon after you leave your job.
The continuation period can be extended to 29 months if
you have a disability, as determined by Social Security,
which began no later than 60 days after you left the employer.
To qualify for this extension you must notify your ex-employer
of the Social Security determination before the expiration
of the original 18 month period.
Regardless of whether you are initially eligible for the
18 month or the 29 month extension, your eligibility could
end as soon as you become eligible for other employer group
coverage, if that plan has benefits comparable to your previous
employer's plan. You could also lose your COBRA eligibility
as soon as you become eligible for Medicare. (You will generally
be eligible for Medicare when you turn 65 years old or,
if you are disabled at an earlier age, 29 months after your
disability onset date as determined by Social Security.)
A Louisiana state law applies to employers with at least
three but fewer than 15 employees. It provides for 12 months
of continuation coverage but can also end earlier if you
become eligible for other group health insurance or Medicare.
Where an employer has fewer than three employees, there
are no legally mandated continuation rights. However, you
may be eligible for HIPAA coverage, discussed in answer
to the next question.
Under both state and federal law, your former employer
can require that you pay the premiums associated with your
coverage. If you meet certain income requirements (less
than $25,050 annually for a single-person household), the
State of Louisiana may pay these premiums for you.
The federal and state laws mentioned above set minimum
requirements. SOme employers may offer a longer continuation
period, especially to permanently disabled employees, at
lower or no cost.
My COBRA coverage is about to expire. What other options
do I have for health insurance?
In addition to the possibilities discussed in the last
issue, you are likely eligible for a "HIPAA" policy through
the Louisiana Insurance Association. Coverage and costs
are generally identical to that of the Insurance Association's
High Risk Pool (also discussed in the last issue). However,
as long as you have no other insurance options and are not
Medicare eligible, you are guaranteed a HIPAA policy, while
High Risk Policies are dependent on state funding.
I am about to lose my COBRA (or HIPPA) coverage because
I will soon be eligible for Medicare. I've heard that Medicare
does not cover prescriptions. Can I simply reject Medicare
and keep my COBRA (or HIPPA) coverage? What else can I do?
You're in a bad situation. COBRA and HIPPA coverage can
end as soon as you are eligible for Medicare, whether or
not you accept it. Basic Medicare does not offer any prescription
medication benefits.
People who stop working because of disability can avoid
becoming Medicare eligible (or at least delay their eligibility
until age 65) by not applying for Social Security. This
should protect their HIPPA coverage until they are 65. However,
this is not a realistic option for most people, either because
they can not survive without Social Security benefits or
because their private disability policies require they apply
for Social Security.
"Medigap" policies and "Medicare managed care" plans may
give you a little help, but not much. Medigap policies are
offered by many private insurance companies and are designed
to pay for some medical services not covered by Medicare.
However, these policies provide only a small prescription
drug benefit (maximum about $1,500 per year), which is far
less than the average annual cost of HIV medications. Moreover
these policies are available only to people 65 years of
age and older.
Medicare managed care plans are HMO type plans offered
by several hospitals and insurers in Louisiana. These do
not require any additional premium payment by Medicare recipients.
These also have a very limited prescription drug benefit
but are open to people under age 65 who are on Medicare
because of disability.
Any real solution to the prescription gap in Medicare
coverage will require federal legislation. Write your Senator
and Representative and let them know of your predicament.
In the meantime, if you have no or inadequate insurance
to cover your HIV prescriptions, you may be eligible for
medication assistance. The AIDS Drug Assistance Program
(ADAP) provides a formulary of drugs available through the
state hospital system. If the particular drug you need is
not on the formulary, you can ask for it to be covered.
Note that the income guideline for this program is $16,700
for a single-person household. In New Orleans, the Ryan
White Title I Medication Assistance Program provides drugs
that are not on the ADAP formulary.
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Last year, I was one of the recipients of AIDSLaw's Pro
Bono Publico awards.
This year, I am a new staff attorney at AIDSLaw. I work
primarily with outreach in correctional institutions and
in the African-American Community.
Strange as it may seem, I like prisons. They are full
of interesting people with interesting stories. My background
as an assistant attorney general in Wisconsin (where I defended
prison officials against prisoners' claims) and later as
a criminal defense attorney has prepared me well for my
new position.
An inmate at Angola once told me that living in prison
with HIV or AIDS is not an easy mix. It is like living anonymously
in a crowd. According to statistics, almost 2% of Louisiana
inmates have HIV or AIDS. I do not know what it is to be
infected with the AIDS virus or to live in prison, but I
have witnessed at firsthand the devastating effects this
existence has on inmates and their families.
In my first two months at AIDSLaw, I have visited the
Louisiana Correctional Institute for Women at St. Gabriel
on three occasions and will be returning each month. There
are 900 inmates at St. Gabriel, and in Louisiana (and nationwide)
women are the fastest growing inmate population. Most are
incarcerated on drug-related offenses. Interest in HIV and
AIDS-related issues is high. They are worried about transmission
issues and discrimination. In addition, many inmates are
tested for HIV before going to the parole board, and this
fact is a source of great irritation to most of the inmates
that I have talked with.
I have not been to Angola yet, but I already have a client
there. He has full-blown AIDS and he is seeking a medical
pardon. His family is concerned that he may die in Angola
because he is in and out of the prison infirmary. I have
also received letters from state inmates complaining about
poor treatment facilities for inmates with AIDS or HIV,
and I hope this is something I can start to change through
more outreach and education at prison.
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Everyone at AIDSLaw wants to extend thanks
to the many friends and supporters who have given generously
to make sure that ALL continues its work. As long as
fear and bias are salient traits of the AIDS epidemic,
members of the affected community will need ALL's (and
your) help if they are to be treated with dignity and
fairness in the legal arena. Your support makes important
legal protections a right rather than a dream. |
GUARDIANS OF FREEDOM
- Bobby Mathews & Suzi Fowler
JUSTICE
- Scott Bickford
- Club New Orleans
- Suzy Montero
- Jeffrey Reeder
- Jack Sullivan
APPELLATE JUDGE
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TRIAL JUDGE
- American Aquatic Gardens
- Larry Becnel
- Jimmy Fahrenholz, in memory of Chuck Fahrenholz
- Martha Kegel
- Gerry Pelayo
- Harry Tervalon
SENIOR PARTNER
- Iska Beck
- Richard P. Bullock
- Gregory Curtis
- Paul G. Killgore
- Rosetta B. Lee
- Ric Rolston
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Currents is produced three times annually
by AIDSLaw of Louisiana, Inc., for its clients, donors, and
other constituents. We invite your comments. Please send them
to:
AIDSLaw of Louisiana, Inc.
P.O.Box 30203
New Orleans, LA 70190
(504) 568-1631 or 800-375-5035
Fax: (504) 568-1242
email: info@aidslaw.org
https://www.aidslaw.org
funded in part by the Louisiana Bar Foundation IOLTA
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